Post by account_disabled on Dec 31, 2023 22:44:54 GMT -5
Athe meaning of Article letter f. The referring court points out that the debtor is obliged not only to pay legal interest at a rate of but also to make good the other damages suffered by the creditor including those related to the costs of recovery of the debt to the extent that the latter are proportionate. It is clear from the order for reference that the association has not established that the interest and costs charged by Inko to defaulting lenders exceed those owed to creditors under Austrian law when the latter grant deferrals to such debtors.
Consequently the referring court raises the question whether Country Email List the debt rescheduling agreements regarding the granting of payment deferrals entered into by Inko with consumers can be considered to be granted free of charge and therefore be excluded from the scope of the this directive. . The preliminary question asked In these circumstances the Supreme Court Austria decided to stay the proceedings and to refer the following preliminary questions to the Court First the referring court essentially asks to determine whether Article letter f and Article of Directive must be interpreted to mean that a debt recovery agency that concludes on behalf of.
A creditor an agreement to reschedule an unpaid loan but which does not act as a credit intermediary except in an auxiliary capacity must be considered to be a credit intermediary within the meaning of this article letter f and be subject to the precontractual obligation to inform the consumer pursuant to articles and of the said directive. Second the referring court is interpreted as meaning that a credit rescheduling agreement which is concluded following default payment obligations by a consumer between him and the creditor through a debt recovery agency is concluded free of charge within the meaning of that provision when through the said agreement the.
Consequently the referring court raises the question whether Country Email List the debt rescheduling agreements regarding the granting of payment deferrals entered into by Inko with consumers can be considered to be granted free of charge and therefore be excluded from the scope of the this directive. . The preliminary question asked In these circumstances the Supreme Court Austria decided to stay the proceedings and to refer the following preliminary questions to the Court First the referring court essentially asks to determine whether Article letter f and Article of Directive must be interpreted to mean that a debt recovery agency that concludes on behalf of.
A creditor an agreement to reschedule an unpaid loan but which does not act as a credit intermediary except in an auxiliary capacity must be considered to be a credit intermediary within the meaning of this article letter f and be subject to the precontractual obligation to inform the consumer pursuant to articles and of the said directive. Second the referring court is interpreted as meaning that a credit rescheduling agreement which is concluded following default payment obligations by a consumer between him and the creditor through a debt recovery agency is concluded free of charge within the meaning of that provision when through the said agreement the.